Greetings! If you’re new here, I encourage you to learn what this site is about. I hope you will also consider subscribing to the RSS feed or signing up to receive new articles about personal finance conveniently via email updates. Thanks for visiting!The lottery is an idiot tax and don’t let anyone convince you otherwise. [...]

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Payday loans are small loans (often between $100 and $1,000) made for a short period of time for a fee. They also go by other names such as “cash advance loans”, “check advance loans” and “deferred loans”.
Image by Orin Optiglot
Payday lenders have begun to spring up more and more, especially in lower income neighborhoods where [...]

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