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The method I use to manage my finances is called a zero budget. [...]

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Payday loans are small loans (often between $100 and $1,000) made for a short period of time for a fee. They also go by other names such as “cash advance loans”, “check advance loans” and “deferred loans”.
Image by Orin Optiglot
Payday lenders have begun to spring up more and more, especially in lower income neighborhoods where [...]

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A few days ago Adrian emailed me to ask:
“I have bills coming due at different times each month. Managing these is turning into a full-time job. Can you help? How do you pay your monthly bills? Do you cut checks each time or have you automated the payments somehow?”
Great question Adrian. I struggled with efficient [...]

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The trouble with a strong economy is that you can’t know for certain when it will go the other way. Yet, when it does, it can have a dramatic impact on your finances, from investments to  income to standard of living. Planning for the tough times is not only wise, it is immensely easier doing [...]

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