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101 Ways I Saved Money This Year

June 15th, 2008 · 11 Comments · Saving Money



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  1. Got unlimited incoming calling
  2. Shopped on eBay
  3. Cancelled the cable movie channels
  4. Brown Bag Got a cheap international calling plan
  5. Switched to bi-weekly mortgage payments
  6. Switched to store brands
  7. Drove less
  8. Packed lunch
  9. Said “no” to the daily Starbucks
  10. Switched lights off in unoccupied rooms
  11. Purchased household items in bulk
  12. Switched from premium to regular fuel
  13. Didn’t incur bank fees
  14. Didn’t incur late fees
  15. Paid my credit card balance in full each month
  16. Ensured checks I wrote didn’t bounce
  17. Took a defensive driving course
  18. Saved charitable receipts for tax deductions
  19. Invested in no-load mutual funds
  20. Stopped buying on impulse
  21. Credit Card Negotiated a lower APR on my credit card
  22. Kept car tires properly inflated
  23. Switched from bottled to filtered tap water
  24. Declined extended warranty on new purchases
  25. Haggled the price of a new car
  26. Used the Internet for comparison shopping
  27. Bundled my cable, Internet and phone service
  28. Carpooled to work
  29. Took public transport
  30. Bought holiday gifts during sales
  31. Stopped buying pay-per-view programs
  32. Cooked more at home
  33. Stopped going to the car dealership for oil changes
  34. Increased my auto insurance deductible
  35. Painted the second bedroom myself
  36. Used the 10% savings method
  37. Bought tickets to a matinee show
  38. Ate out less
  39. Gas Pump Only ordered what I could finish
  40. Washed the car myself
  41. Used a point card when filling gas
  42. Stopped tipping strippers
  43. Applied for and received an education bursary
  44. Disputed false cell phone charges
  45. Put a larger down payment on my house
  46. Didn’t use an out-of-network ATM
  47. Threw loose change in a glass jar
  48. Avoided designer labels
  49. Fixed the sink myself
  50. Got life insurance through employer’s group policy
  51. Booked flights early
  52. Shopped online for cheap airfare
  53. Reused plastic bags as garbage bags
  54. Put money in my RRSP (401K for the Yankees)
  55. Used the health spending account through work
  56. Returned the PVR unit
  57. Rented the DVD
  58. Bought winter clothes in the summer
  59. Bought summer clothes in the winter
  60. DVDs Asked for a doggie bag
  61. Used a shopping list when buying groceries
  62. Bought lunch sushi at half price after 5pm
  63. Invested in index funds
  64. Removed 3-way calling from my cell phone
  65. Mailed in rebate forms
  66. Bought used books
  67. Got my mortgage through a broker
  68. Switched the thermostat from “On” to “Auto”
  69. Challenged and won the parking ticket
  70. Stopped speeding
  71. Avoided “jack-rabbit” starts
  72. Avoided hard braking
  73. Use cold water to do laundry
  74. Adjusted my tax withholding
  75. Switched to a no-annual fee credit card
  76. Used credit card points for purchases
  77. Batteries Switched to rechargeable batteries
  78. Found and used online coupons
  79. Switched to term life insurance
  80. Got a movie from the local library
  81. Cancelled unread magazine subscriptions
  82. Cancelled the unused gym membership
  83. Started re-gifting
  84. Declined insurance on the rental car (used my own)
  85. Bought an energy-efficient appliance
  86. Caulked home window seals
  87. Had leftovers
  88. Used a gas discount credit card
  89. Put my bonus towards my RRSP (401K)
  90. Skipped the rust-proofing at the car dealership
  91. Started dollar-cost averaging
  92. Bought from a garage sale
  93. Programmed thermostat based on work schedule
  94. Water tapSwitched the water off when shaving
  95. Used Dryel instead of dry-cleaning
  96. Ordered contact lenses online  
  97. Unplugged appliances when not in use
  98. Got a variable mortgage
  99. Bought DIY furniture
  100. Negotiated a group discount
  101. Cut down on popcorn at the movies
  102. (…and one more since #42 may be too hard to do)
    Bought a generic brand of printer toner
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11 responses so far ↓

  • 1 Pinyo // Jun 15, 2008 at 10:58 am

    Nice list. Simple and concise. This is a good idea generator.

  • 2 Frugal Canadian Living // Jun 15, 2008 at 11:32 am

    I like number 42. It might be the answer to life, the universe and everything.

  • 3 The Village Idiot // Jun 15, 2008 at 5:25 pm

    @Pinyo: Gracias.
    @Frugal: Easier said than done ;)

  • 4 Living the Cheap Life » Blog Archive » Blog carnivals and link roundup - 6/18 // Jun 18, 2008 at 3:34 pm

    [...] 101 ways I saved money this year - Wow, nice list. From Save, You Fool! [...]

  • 5 passivefamilyincome // Jun 20, 2008 at 5:04 pm

    I like the format and idea for your post. I may have to try a similar style of post. Thanks for the idea! Look forward to visiting your site more often!

  • 6 The Village Idiot // Jun 20, 2008 at 7:38 pm

    @passive: Thanks for visiting and the comment. I was surprised after completing the list at the many ways we manage to save on a daily basis - most of these is actually do-able without much effort.

  • 7 101 money-saving tips from the village idiot - Smart Spending // Jun 25, 2008 at 7:35 pm

    [...] you can find some inspiration in “101 ways I saved money this year” by “The Village Idiot” at an entertaining blog called Save, You [...]

  • 8 Jay // Jun 25, 2008 at 10:46 pm

    I think if we stop number 42, it should take care of all our financial problems. It looks like the strippers will have to find a day job now…

  • 9 Suze Orman’s Freebie Download + 101 Ways To Save Money This Year » TipNut.com // Jun 27, 2008 at 7:08 pm

    [...] next feature is from Save You Fool with 101 Ways I Saved Money This Year. Here’s an idea of what you’ll find, I’ve included a few of my notes beside [...]

  • 10 Betty G. // Jul 6, 2008 at 5:44 pm

    For entertainment, I check the newspaper for free things happening in my city. A subscription to the newspaper is well worth the price. For this 4th of July weekend, the local Assisted Living Complex had an Open House with a free picnic lunch.
    For years, when I helped bring up my granddaughter, I attended free entertainment that was for adults and children, some of it was indoor activities, some outdoors such as free symphony concerts by the lake of a univ. where the kids got outside for the fresh air, had plenty of room to run around and plays, had playmates, got to feed the ducks, and listen to the beautiful classical music and we had a picnic dinner.

  • 11 The Village Idiot // Jul 7, 2008 at 11:32 am

    Great idea Betty. I too have found newspapers to be an excellent source of free or cheap entertainment that is both fun and healthy. Also weekly neighborhood flyers about weekend events promise similar benefits - I just enjoyed a free, open air jazz concert yesterday that was a 5 minute walk from home and one I would’ve never known about had I not read the Sunday flyers.

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